Business Offerings for Individuals

Financial Tools

Capital One is sponsoring “MoneyWi$e,” a national financial literacy partnership with Consumer Action. It is the first program of its kind to combine free, multilingual financial education materials with community training and seminars to give consumers at all income levels the information and practical assistance they need to make smart financial decisions.
Call: (415) 777-9635

ADP

ADP offers a tools and resources page on their website to help individuals and businesses with basic financial literacy.

Aviva

Aviva has created the Six-Steps website to help individuals plan retirement with advice through a six-step process.

Cardinal Bank

Cardinal Bank has created various online calculators on their site to help individuals with calculating savings, education savings, loans, and social security.

Citi

Citi and Citi Foundation have been working to provide individuals with knowledge about topics such as basic financial services, saving, credit, financial planning and budgeting, asset building, investing and homeownership. This work also includes working with HOPE, in teaching young people to establish responsible, life-long personal financial accountability.

Community Developments Investments

Community Developments Investments has several links and articles for individuals and communities with helpful resources dealing with financial literacy and assistance during this struggling economy.

Country Financial

Country Financial provides various resources on their website which gives basic information on various financial issues such as auto and home insurance.

CUNA Mutual Group

CUNA Mutual has an online resource center to help customers with basic financial literacy.

Discover Bank

Discover Bank is offering penalty free early withdrawals to CD account holders who lose their job for up to 12 months.

Dupaco Credit Union

Dupaco Credit Union’s financial professionals will sit down with individuals one-on-one and look for ways to cut costs and free up money for daily living and long-term systematic saving.

Dupaco Credit Union offers a Tools & Education section on their website to help educate kids and adults in basic financial literacy.

MasterCard Worldwide

MasterCard Worldwide is committed to help educate consumers on responsible spending. MasterCard offers robust consumer education programs with initiatives that are specifically designed to educate consumers on the value of responsible spending and how to develop sound money management skills.

McDonald’s and Visa Inc.

McDonald’s and Visa have launched the country’s largest employer-based financial literacy program. The “McDonald’s Practical Money Skills” program is available to more than 500,000 restaurant-level employees throughout the majority of McDonald’s 14,000 U.S. restaurants. The materials, which are based on Visa’s popular Practical Money Skills for Life financial education program, are being made available in both English and Spanish.

NYSE Euronext

Employees volunteer time to teach financial literacy to economically disadvantaged youths, in partnership with Operation HOPE’s ongoing programs to bring economic education to the inner city.

Through a partnership with Junior Achievement, classroom volunteers partner with a teacher in the school of their choice. Volunteers make weekly 45-minute class visits where they teach lessons on citizenship, business, economics and entrepreneurship.

RadioShack

Since 1993, RadioShack has been a sponsor of Students In Free Enterprise (SIFE). SIFE is working in partnership with business and higher education and establishes student teams on university campuses. These teams, led by faculty advisors, are challenged to develop community outreach projects that reach SIFE’s five educational topics (market economics, success skills, entrepreneurship, financial literacy, and business ethics).

RetroTax

RetroTax consults and serves small, medium and large businesses, by identifying and administering Federal and State wage-based tax credits that they seldom know are available to them.  This can add new-found dollars to their bottom lines, enabling them to continue operating and/or growing their businesses and retain employees, blunting the recession, rather than contracting.

Suite101.com

This site provides families with budgeting tools to help them plan for upcoming back-to-school and holiday shopping.

Thrivent Financial for Lutherans

Thrivent Financial for Lutherans offers ways to understand your individual financial situations through many unique programs.

Qwest

Qwest has teamed up with Junior Achievement Rocky Mountain Inc. to bring financial literacy & work readiness skills to 2,150 students from the Denver metro elementary & middle schools.

Wachovia

Wachovia developed several financial education tools and programs that are delivered by non-profit partners to facilitate financial literacy classes to ensure that lower-income consumers can access financial services.  The three programs that they sponsor include, eCommunitiesfirst®, Money Smart, and Extra Credit.

Wells Fargo

Wells Fargo’s financial education program Hands on Banking and its Spanish version, El futuro en tus manos,  provides free, comprehensive money-management skills for students, families, and customers. Over 5,000 team members are trained to teach the Hands on Banking program in schools and community groups.

Wells Fargo also offers various programs for financial literacy such as: Fun of MoneySM Tour, Homebuyer Education, Helping families manage their money, and Build your wealth.

Related examples of corporate citizenship

Baker Hughes

Baker Hughes was named the top fundraiser for the for the 2007 Junior Achievement Bowl-a-Thon bringing in over $58,000. The Baker Hughes (BHI) Community Impact Team (CIT) hosts this annual fundraising event to support Junior Achievement in delivering economic education to students throughout Southeast Texas.

Capital One

Capital One has continued their investment in financial education programs that prepare children for successful futures and teens and adults for economic self-reliance.  Some programs include MoneyWi$e: A Consumer Action and Capital One Partnership, Capital One/Junior Achievement Finance Park, and The Jump$tart Coalition.

ING

ING is promoting financial literacy in an effort to help build stronger communities. One of ING’s national financial literacy partners, Operation Hope, is conducting tours with business leaders to visit inner city schools and educate students about the importance of money management.  ING has also partnered with Junior Achievement, which is a group of volunteers, educators, parents, and other contributors who seek to educate and inspire young people, grades K-12, to value free enterprise, business, and economics to improve the quality of their lives.

State Farm

State Farm has contributed millions of dollars to programs that help teach youth about financial literacy.  Learn more on their website about the organizations they are supporting and the partnerships they have built.

Western Union

The Western Union Foundation’s Our World, Our Family is a 5 year, $50 million commitment “to empower migrant families through education and global economic opportunity programs.” Part of the funding from the latest grants awarded is going to help provide financial literacy, consumer protection training and community outreach to low-income immigrant clients in Texas.

West Union also contributes to the Council for Economic Education Contributors.